Terms & Conditions

1. Acceptance of Terms

By accessing and using the website kesterlowmx.com (hereinafter "the Site"), you agree to be bound by these Terms and Conditions. If you disagree with any part of these terms, we ask that you do not use the Site. Continued use of the Site constitutes full acceptance of these terms.

2. Description of Services

Kesterlowmx offers financial guidance services, personal finance education, and informational support on social programs in Mexico. Content published on the Site is informational and educational in nature and does not constitute individualized financial, legal, or tax advice. For specific financial decisions, we recommend consulting with a certified professional.

3. Acceptable Use

You agree to use the Site and its services only for legitimate purposes and in accordance with applicable Mexican law. The following is prohibited:

• Using the Site for illegal, fraudulent activities, or activities that harm third parties
• Attempting to gain unauthorized access to the Site's systems or databases
• Reproducing, distributing, or modifying the Site's content without prior written authorization
• Submitting false or misleading information through contact forms
• Using bots, scrapers, or automated tools to extract data from the Site

4. Intellectual Property

All content on the Site, including texts, images, graphics, logos, design, and source code, is the property of Kesterlowmx, S.A. de C.V. or its licensors and is protected by Mexico's intellectual property laws and applicable international treaties. Total or partial reproduction without express authorization is prohibited.

5. Limitation of Liability

Kesterlowmx provides the Site's information "as is" and does not guarantee that it is complete, accurate, or up-to-date at all times. We are not responsible for financial losses, direct or indirect damages that may result from the use of information provided on the Site or in our guidance consultations. Financial decisions are the sole responsibility of the user.

6. Third-Party Links

The Site may contain links to third-party websites, including government institutions, financial entities, and social organizations. These links are provided for reference and Kesterlowmx has no control over the content or privacy practices of such sites. We recommend reviewing the policies of each site you visit.

7. Modifications

Kesterlowmx reserves the right to modify these Terms and Conditions at any time. Changes will take effect immediately upon publication on the Site. It is the user's responsibility to periodically review these terms. Continued use of the Site after modifications constitutes acceptance of the new terms.

8. Governing Law and Jurisdiction

These Terms and Conditions are governed by the laws of the United Mexican States. For any dispute arising from the use of the Site, the parties submit to the jurisdiction of the competent courts of Mexico City, waiving any other jurisdiction that may apply.

9. Contact

For any questions or clarifications about these Terms and Conditions, you can reach us at: legal@kesterlowmx.com or by phone at +52 55 4170 2893.